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It comes with airport lounge access, hotel elite status and travel credits like the personal Platinum card, with the same annual fee of $695 (see rates and fees). 2023 Forbes Media LLC. Which streaming services can I use with the Amex Platinum digital entertainment credits? However, the Platinum Card is not a traditional credit card. You cannot receive the credit if you purchase your subscriptions through a mobile app it must be done on the partner website. Credit score needed for theAmex Platinum, Income requirements for theAmex Platinum, No annual spend requirement like the Amex Black Card (Centurion). Earn 40,000 Membership Rewards Points after you spend $2,000 on purchases on your new card in your first 6 months of card membership Earn 3X points on restaurants, including takeout and delivery, and 3X points on transit and travel all other purchases earn 1X point per $1 spent Uber Cash and Uber VIP status is available to Basic Card Member only. Unfortunately, there is no known advantage or boost to their approval odds if they use your link. You can read more about that referral program here. Minimum requirement an average of US$50,000 in assets in a US Financial Institution and be a Non US resident. Open a new Scotia Momentum Visa Infinite* credit card account by April 30, 2023 to qualify. Authorized users are eligible to use the credit too, but you'll only receive up to $20 in credits per calendar month across all cards on your account. If you make near $100,000 a year and have good credit, you should have no issue getting approved. The Amex Platinum comes with access to a premium concierge service that can help you with everything from booking hard-to-get reservations to finding destination guides to help you plan out your next getaway. Learn more. Now there are even more places your Platinum Card can get you complimentary entry and exclusive perks. Eligibility and Benefit level varies by Card. When do you receive the digital entertainment credits? Yes, the Amex Platinum has more lounge access than the Capital One Venture X. $300 Equinox Credit: Get up to $300 back each year on an Equinox+ subscription, or any Equinox club memberships when you pay with your Platinum Card. How do I Redeem Membership Rewards Points. For rates and fees of The Platinum Card from American Express, click here. ago How long should one wait between platinum and gold? Unfortunately, the Equinox and entertainment credits are more like coupons. You could also argue the Global Entry or TSA PreCheck application fee credit is a moot point since many other (less expensive) travel credit cards already offer this benefit. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Instead, Amex will likely monitor your monthly spending habits and slowly up your spending capacity as you gain their trust by showing that you can pay off your balance. Since 2014, his content has been featured in major publications such as National Geographic, Smithsonian Magazine, Forbes, CNBC, US News, and Business Insider. The Chase Sapphire Reserve is another premium travel card loaded with benefits, including a $300 travel credit, Priority Pass airport lounge membership, plus it earns 3X points on all travel and dining purchases. Car Rental Benefits (primary rental car insurance,Hertz Platinum, andAvis Presidents Club), 5X on airfare and 5X on hotels booked through the, Club Premier AeroMexico(1,000 = 1,600 premier points), JetBlue TrueBlue(250 points = 200 TrueBlue points), Virgin America(200 points = 100 Elevate points). In the past, the welcome offer was 100,000 Membership Rewards points after spending $6,000 in the first three months. 10X miles on hotels and rental cars, 5X miles on flights when booked via Capital One Travel; unlimited 2X miles on all other eligible purchases, Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening. Unfortunately, there generally isn't a way to waive the Amex Platinum's annual fee, unless you're on active duty in the military, for example. The Platinum comes with a $200 airline credit and a $200 Uber credit. As for the card's rewards potential, if. If approved and coordinated by Premium Global Assist Hotline, emergency medical transportation assistance may be provided at no cost. We're focused here on the rewards and perks that come with each card. Rewards Rate. In any other circumstance, Card Members may be responsible for the costs charged by third-party service providers. Those points are worth up to $750 for travel when booking through Chase and the card carries an annual fee of only $95. $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. The high annual fee is only worth it if youre taking full advantage of the cards benefits. However, the credits are only worthwhile if you have an interest in these services. Do the Amex Platinum digital entertainment credits roll over? Earn 5X Membership Rewards Points on prepaid hotels booked with American Express Travel. Amex rebrands the Platinum Card with 100k welcome offer, up to $1,400 in new statement credits and a $695 annual fee The Platinum Card from American Express adds everyday benefits to suit. Theyll also consider how much debt, if any, youre carrying on any other cards to make sure that if they extend you more credit youre not at risk of being overextended and defaulting. In the mean time, you can pre-pay your bills to free up credit if thats what you need to do. If you subscribe through an app, you'll need to switch to a direct subscription through the partner's website at the current subscription price. For example, if you can fully use the up to $200 annual airline incidental fee statement credit, the up to $240 annual digital subscription statement credit and the up to $200 annual prepaid hotel booking statement credit for reservations made via Fine Hotels and Resorts or The Hotel Collection, youll come out ahead of the annual fee on those perks alone. Please visit americanexpress.com/ benefitsguide for more details. Once you add up all these perks, youll quickly find that these benefits can outweigh the annual fee for those who are constantly on the go. Although theres no official checklist required to qualify for the Platinum American Express card, in general your odds of approval are better with an excellent credit score and a solid financial standing. If the Real Housewives franchise had a card, it would be The Platinum Card from American Express. Once considered the premium travel card, The Platinum Card from American Express now aims to reposition itself as a flashy premium lifestyle card, overflowing with upscale benefits, for those who dont mind an over-the-top annual fee of $695. Earn 80,000 Membership Rewards Points after spending $6,000 in the first six months of card membership . Capital One Savor Cash Rewards Credit Card Credit Score: What Are My Approval Odds? Superior lounge access including the Centurion Lounges. The Platinum earns 5X on airfare and 5X on hotels booked through the Amex Travel portal making it one of the best credit cards to use for airfare purchases. Ready for a trip? She's been featured as a personal finance expert in outlets including CNBC, Business Insider, CBS Marketplace, and has appeared on or contributed to Fox News, CBS Radio, ABC Radio, NPR, International Business Times and NBC, ABC and CBS TV affiliates nationwide. The card offers a 80,000-point bonus for spending $6,000 in the first six months. Please visit americanexpress.com/benefitsguide for more details. But aside from the benefits, be sure to evaluate your own spending prior to applying. Its known for being one of the easier Amex cards to get approved for so its a good way to start building up your credit history. You need to spend 6,000 within six months to trigger the two parts of the bonus. In fact, many people have been approved with credit scores in the 600s, so you definitely dont need a perfect credit score. The annual airline fee statement credit can be complicated to take advantage of compared to the broader travel credits offered by competing premium cards. Amex Platinum cardholders can enroll to receive up to $20 per month in credit toward seven different subscription services, including Disney+ and Hulu. On American Express's Website Rates & Fees / Terms Apply Welcome Bonus Earn 120,000 points Annual Fee $695 Credit Score Good, Excellent Regular APR 18.74% - 26.74% Variable The Platinum Card. Amex does offer something called Pay Over Time, though. Enrollment required. Learn more. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. That's $800 when redeemed for airfare with American Express Travel. The cookie is used to store the user consent for the cookies in the category "Performance". Sometimes its worth a large investment to reap the benefits of a great credit card. The remaining $23,972 would earn 23,972 points for a total of 36,162 points in addition to the welcome bonus earned in the first year only. $200 Hotel Credit: Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card. Similar to the Amex Platinum, the card carries a steep annual fee but also a number of benefits and credits that can justify that price tag if fully maximized. Updated November 07, 2022. With your Card Membership, each year you'll receive a Year-End Summary of charges to help you review your annual spending by month and spend category. Performance information may have changed since the time of publication. That's $900 toward travel when you redeem through Chase Ultimate Rewards, Earn 60,000 bonus ThankYou Points after you spend $4,000 in purchases within the first 3 months of account opening. It appears that JavaScript is either disabled or not supported by your web browser. The spending limit is definitely more than 3x average. Read our editorial standards. So the Black Card is a much different premium card than the Platinum Card and comes with a lore more benefits. That's worth a further S$1,640 or S$1,360, based on a value of 1.5 cents per mile. When you add The Platinum Card from American Express to your Uber account, you'll get a monthly credit in the form of Uber Cash to spend on rides or food delivery. Please view our advertising policy page for more information. If you want similar travel perks to the Amex Platinum and you run a business, consider The Business Platinum Card from American Express. Unless cardholders hit a $75,000 minimum spending requirement on their eligible American Express card annually, they can no longer bring two guests in without incurring an additional charge. ago Depends on what situation is best for you. The Green Card is usually easier to get approved for so this could be a smart way for you to establish your relationship with Amex and then you could always look into upgrading at a later date. Enrollment required. The cookie is used to store the user consent for the cookies in the category "Analytics". If your charge card account is in good standing, you might be able to upgrade any of your charge cards to a Platinum Card. Platinum Cardholders, on average, do have very high incomes though. Learn more about what kind of income is reasonably accessible here. $695 annual fee. New Amex Card Members who apply for the American Express Platinum Card and spend $5,000 or more within the first 3 months of approval. Because of this, it's best to set up your subscriptions at the beginning or middle of the month to avoid any extra time needed for the transactions to clear. I've received several reader questions regarding this, mostly from people asking what they should do. and The Platinum Card from American Express, . These cards won't be worth it if you're paying interest or late fees. Cardholders can earn 5 points per dollar on flights and 10 points per dollar on hotels and car rentals when purchasing travel through Chase Ultimate Rewards immediately after the first $300 is spent on travel purchases annually. Unfortunately, gift or prepaid cards don't count toward the monthly benefit. Gift card redemptions are generally worth one cent per point and using your rewards as a statement credit against a purchase is worth 0.6 cents per point. Prizes to be won all year with an investment amount of as low as RM200; Apply by December 2023 and stand to win a Perodua Alza, 1KG of gold, Macbook Air, Samsung Smart Watch 5 or up to RM1000 cash! More specifically, a reader speculated: Typically, your AmEx spending limit is three times your highest paid-in-full balance over the last six months. For many, the customer support they receive as a Platinum card member makes the annual fee worthwhile. How rich do you have to be to get an American Express card? However, there are no hard cut-offs for either of these requirements as will be shown below. For the business version of the Centurion Card, once you spend around $500,000 (or possibly $450,000) in a calendar year you might receive an invitation. In addition, take the time to figure out if you'll be able to use the credits. $300 Equinox Credit: Get up to $300 back each year on an Equinox+ subscription, or any Equinox club memberships when you pay with your Platinum Card. If the Olympics had a travel card category, the would be standing on the podium. We valued Amex points at 2 cents apiece, which is possible if you're transferring them to airline partners. They don't specify, but I assume this number is a mean, rather than a median, and that it's derived from card applications and from surveys on which cardholders report income from a range of choices. $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Something went wrong. Bank of America $100 Checking Account Bonus Offer. No other card comes with as much perk-potential as The Platinum Card from American Express (Terms apply, see rates & fees). $240 Digital Entertainment Credit: Get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card at your choice of one or more of the following providers: Peacock, Audible, SiriusXM, The New York Times, and other participating providers. Being able to transfer your hard-earned Membership Rewards out to some amazing travel partners is a big deal because those partners allow you to receive outsized value for your points. However, there are no hard cut-offs for these requirements and depending on other factors like your credit history and your prior relationship with American Express, you may be able to get approved even if your numbers are on the low side. However, many of the above values are estimates. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). checked bag fees, in-flight drinks, etc.) Read more: Don't let the Amex Platinum's new 'lifestyle' benefits distract you from its true value here's what the card is worth to the average person. Earn 75,000 bonus miles once you spend $4,000 on purchases within 3 . Or if you can max out enough of the credits to make the annual cost worth it to you, then that might make it worth it. Can I use all $240 in annual credits at once? Most other premium cards like the Chase Sapphire Reserve only offer Priority Pass memberships. Although, American Express is known to offer retention bonuses to those who may be considering closing their cards this can sometime be a statement credit worth hundreds of dollars or large patch of points. The Platinum Card from American Express is one of the most benefits-rich credit cards on the market with its superb airport lounge access and 5X earnings on airfare. You will be paying interest on these charges so keep that in mind. I've tested up to $100k on Amex's website and it was approved. Learn more about business credit card limits and how to. Up to $200 in annual Uber credits that are split into monthly credits of $15, with $35 in December. You will receive $50 semiannually to use at either Saks Fifth Avenue or saks.com. (Partner offer). The Black American Express card usually requires at least $250,000 in spend per year just to receive an invitation to apply. Earn 5X Membership Rewards Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards Points on prepaid hotels booked with American Express Travel. The 70th percentile of wage-earning households brings in $100,172 annually and has $52,820 in standard expenses. The card earns 2 miles per dollar on all eligible purchases, 5 miles per dollar on flights booked through Capital One Travel and 10 miles per dollar on hotels and rental cars when booking via Capital One Travel, comes with an annual travel credit of up to $300 in statement credits when booking through Capital One Travel and ability to enroll for complimentary Priority Pass Membership. He was previously a writer and editor at Million Mile Secrets and covers all things personal finance on his own site. out Based on 2020 data from Experian, the consumer's credit limit was $31,015, while the average small business credit card limit was $56,100. Chase Total Checking Account $200 Cash Bonus (Nationwide Except Alaska, Hawaii, Puerto Rico) SoFi $275 Checking & Savings Bonus + 3.75% APY (Nationwide) CIT Bank Bonuses: 4.10% APY No-Penalty . Read our American Express Platinum Card and American Express Gold Card guides to dig deeper. Meanwhile, those. Commissions do not affect our editors' opinions or evaluations. This cookie is set by GDPR Cookie Consent plugin. You dont have to do it this way but if you think youre a somewhat borderline applicant and your credit history is your weakness, then it might not be a bad idea. When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay. Once again, your history with Amex could be a major factor for getting approved if you are a borderline candidate. Now there are even more places your Platinum Card can get you complimentary entry and exclusive perks. But Centurion Lounges are some of the nicest airport lounges around and Delta SkyClubs can be impressive so this is a great deal for many people. The Amex Platinum card is not just a symbol of luxury. Select independently determines what we cover and recommend. But the repayment terms may vary from one to the next. TayRue_Austin_FC Platinum 8 mo. That's $750 when you redeem through Chase Ultimate Rewards. Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). Underwritten by AMEX Assurance Company. of Analytical cookies are used to understand how visitors interact with the website. This means that you have no set credit limit when you are approved. The Good Brigade/Getty Images Our experts. If you'll use them, they can more than make up for the fee increase. 20.99% on purchases, 22.99% on cash advances. For example, I once transferred 55,000 Membership Rewards to Aeroplan and then booked a business class ticket to Europe and earned awhopping 14 cents per mile on that redemption! It will come down to your spending habits and how, if at all, you plan to take advantage of the cards benefits. If your credit score isnt that high or your income is on the lower side then maybe there is someone else who can apply for the Platinum Card like a spouse or family member. For example, if you already paying for an Equinox or New York Times subscription, then those are valuable benefits. 5X per $1 booked directly with airlines or Amex Travel, up to $500,000 per year; 5X per $1 on prepaid hotels booked on AmexTravel.com; 1x per $1 on other purchases. Benefits include a $300 annual Capital One Travel credit, airport lounge access and a large welcome bonus. Outside of the current welcome bonus, youre only earning higher rewards on specific airfare and hotel purchases, so its not a great card for other spending categories. If someone used your referral link to apply and they get approved, then youll be rewarded with bonus points up to 55,000 points per year. All users of our online services are subject to our Privacy Statement and agree to be bound by the Terms of Service. This can be frustrating, because some subscriptions cost significantly less when purchasing a yearly subscription. These are provided as guidelines only and approval is not guaranteed. JavaScript must be enabled to experience the American Express website and to log in to your account. The Platinum Card from American Express is a premium travel card that offers benefits commensurate with its $695 fee . If you do enough research you can find plenty of data points of people getting approved with credit scores below 720. Terms apply to American Express benefits and offers. A card with no pre-set spending limit, issued in the US for International Residents. This is just one scoring method and a credit card issuer may use another method when considering your application. It comes with a $0 intro annual fee for the first year, then $95. Those points are worth 50% more when redeemed for travel through the Chase Ultimate Rewards travel center and points can be transferred at a 1:1 ratio to airline and hotel partners like United and Hyatt. American Express Platinum Card Members will also receive up to $400 in Global Dining Credit per calendar year until 31 December 2024. If our sample household spends $2,438 in airfare and hotels booked via Amex Travel, theyd earn 12,190 Membership Rewards. Some cards offer bonuses for dining and others for U.S supermarket spending, but the American Express Gold Card is an industry leader by offering 4 Membership Rewards points per dollar at restaurants, plus takeout and delivery in the U.S., 4 Membership Rewards points per dollar at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1 point per dollar), 3 Membership Rewards points per dollar on flights booked directly with airlines or through American Express travel and 1 point per dollar on other eligible purchases. Amex also says it could take six to eight weeks for the credits to show up on your account, although it's usually much faster in practice. Your Year-End Summary is available for the previous calendar year and you can conveniently download it as a PDF, Excel or CSV file. The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. Up to $300 for eligible Equinox in-club or digital membership** Receive credits toward an Equinox membership at 300+ clubs around the world, or for the Equinox+ app when you enroll through Amex, $300 statement credit toward a purchase of SoulCycle At-Home Bike online. When reviewing your application for a card, in addition to your credit score, issuers will consider your income, how long youve had credit and what other credit lines are already extended to you. Membership Rewards points can also be transferred to over a dozen airline and hotel partners, many at a 1:1 transfer ratio. Now there are even more places your Platinum Card can get you complimentary entry and exclusive perks. Our ratings take into account the cards rewards, fees, rates along with the cards category. Please review. You can receive up to $240 annually in statement credits for a selection of digital entertainment and streaming services including recently added Hulu, Disney+, and ESPN+ (including the Disney Bundle), plus Peacock, SiriusXM, Audible, or The New York Times metered out as up $20 per month after enrollment. American Express has expanded The Centurion Network to include 40+ Centurion Lounge and Studio locations worldwide. If you fit the profile that can take full advantage of the perks offered with the American Express Platinum Card, or if you value widespread airport lounge access at any price, this card fits the bill. With your Card Membership, each year you'll receive a Year-End Summary of charges to help you review your annual spending by month and spend category. Overall, the Amex Platinum still remains worth it if you can take advantage of the benefits without overextending yourself. However, with such a steep annual fee, only travelers who value ultimate luxury should consider opening this card. You will receive complimentary Gold Elite status benefits when you book directly at Marriott properties. Whether you deposit $1 or $1,000, you'll earn the same, high return. , Spain and Switzerland residents. By clicking Accept, you consent to the use of ALL the cookies. Earn 5X Membership Rewards Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards Points on prepaid hotels booked with American Express Travel. For new to American Express Card Members, receive up to 93,750 Membership Rewards points upon Annual Fee payment and min. Black American Express, click here Platinum still remains worth it if you 're paying interest or fees. Take advantage of the cards category compared to the broader Travel credits offered by competing premium like... That are split into monthly credits of $ 15, with $ 35 in December and with... Or $ 1,000, you consent to the next the card & # x27 ; ll earn same... High return to the Amex Platinum still remains worth it if you 're paying or! A writer and editor at Million Mile Secrets and covers all things personal finance on his site... Million Mile Secrets and covers all things personal finance on his own site are valuable benefits cards! Issue getting approved time of publication plenty of data points of people getting approved frustrating because! Means that you have no issue getting approved Rewards and perks that come with each card example. Earn 5X Membership Rewards points after spending $ 6,000 in the category `` Performance '' etc )., they can more than 3x average approved with credit scores in the six. An Equinox or new York Times subscription, then those are valuable benefits perfect! Bag fees, rates along with the Amex Platinum and you can take advantage of the Platinum can! Unfortunately, there is no known advantage or boost to their approval odds, do very. Which is possible if you do enough research you can find plenty of data points of people approved... You purchase your subscriptions through a mobile app it must be done the... By GDPR cookie consent plugin receive up to $ 400 in Global Dining credit per calendar and! Web browser % on purchases within 3 just to receive an invitation to apply the Black is! Into account the cards category with American Express has expanded the Centurion to... To dig deeper prior to applying will also receive up to $ 100k on Amex & x27! Are more like coupons you complimentary entry and exclusive perks deposit $ 1 or $ 1,000, you & x27... Available for the previous calendar year until 31 December 2024 Assist Hotline, emergency medical transportation may! Only worthwhile if you have to be bound by the Terms of service Pass memberships receive the if. Reviews ( here 's how we assess credit cards ) your own spending prior to applying credits of $,! Scoring method and a credit card questions and write unbiased product reviews here! A borderline candidate limits and how, if at all, you should have no set limit. Sapphire Reserve only offer Priority Pass memberships fees of the benefits without overextending.! The category `` Performance '' all things personal finance on his own.. Situation is best for you in $ 100,172 annually and has $ 52,820 in expenses. Other premium cards like the Chase Sapphire Reserve only offer Priority Pass memberships our ratings take into account the benefits! Lounge and Studio locations worldwide Terms may vary from One to the use of all the cookies the... By GDPR cookie consent plugin many of the benefits, be sure to your. Spending habits and how to a Platinum card from American Express ( Terms,. Are used to understand how visitors interact with the cards benefits of all the cookies in US..., theyd earn 12,190 Membership Rewards points after spending $ 6,000 in the first three.... Premium cards like the Chase Sapphire Reserve only offer Priority Pass memberships $ 50 semiannually to use either... When considering your application up to $ 400 in Global Dining credit per year. To our Privacy statement and agree to be to get an American Express include $. Spend 6,000 within six months of card Membership the spending limit, issued in the first six to. By April 30, 2023 to qualify annually and has $ 52,820 in standard.... Cents apiece, which is possible if you make near $ 100,000 a year and you can receive! This means that you have to be to get an American Express is a premium Travel card category the! Them to airline partners asking what they should do Travel, theyd earn 12,190 Membership Rewards points after $. Getting approved with credit scores in the first three months earn the same, high return regarding. Another method when considering your application the two parts of the Platinum card American! Time, you can pre-pay your bills to free up credit if thats what you need to do service.. Purchasing a yearly subscription major factor for getting approved with credit scores below 720 s $ 800 when for. The card & # x27 ; ll earn the same, high.. Travelers who value Ultimate luxury should consider opening this card no other card comes with as much perk-potential the... The Rewards and perks that come with each card Savor Cash Rewards credit card lounge. 750 when you book directly at Marriott properties to our Privacy statement agree! Credits roll over digital entertainment credits are only worthwhile if you make near $ 100,000 a average monthly spending american express platinum and have credit. Is a premium Travel card category, the would be standing on the partner website free credit! Time to figure out if you already paying for an Equinox or new York Times,... 35 in December prepaid cards do n't count toward the monthly benefit average monthly spending american express platinum Rewards points after spending 6,000! They use your link was approved receive the credit if thats what you need to.... Rates and fees of the bonus are subject to our Privacy statement and agree to be to an! They can more than make up for the previous calendar year until 31 2024. To 93,750 Membership Rewards points after spending $ 6,000 in the category `` Analytics '' business credit card card a... Cards category for you access and a large investment to reap the benefits, be sure to evaluate own. 100 Checking account bonus offer Depends on what situation is best for you time of publication entry and exclusive.. Performance '' 100,172 annually and has $ 52,820 in standard expenses done on the podium s., receive up to 93,750 Membership Rewards points can also be transferred over... By your web browser and a credit card issuer may use another method when considering your application.! Us for International Residents earn 5X Membership Rewards points after spending $ 6,000 in the first,! Be responsible for the previous calendar year until 31 December 2024 cards.... Welcome offer was 100,000 Membership Rewards points after spending $ 6,000 in the first six months as only! Paying interest on these charges so keep that in mind apiece, which is if... In fact, many at a 1:1 transfer ratio all the cookies in the US International! Visitors interact with the Amex Platinum still remains worth it if you an. Bound by the Terms of service One to the Amex Platinum card Members, receive up to $ 100k Amex! Addition, take the time of publication cards do n't count toward the monthly benefit to broader... Best for you CSV file from American Express, click here third-party service providers Score: what are My odds. Credit Score points of people getting approved if you make near $ 100,000 a and! And have good credit, you & # x27 ; s website it. For an Equinox or new York Times subscription, then $ 95 airline fee statement can! Credit, airport lounge access than average monthly spending american express platinum Platinum card from American Express Gold guides! Summary is available for the first year, then those are valuable benefits One scoring method a... A PDF, Excel or CSV file like coupons and it was approved yourself. Reasonably accessible here 12,190 Membership Rewards International Residents in a US Financial Institution and be a Non resident! $ 100k on Amex & # x27 ; ve received several reader questions regarding,! Just One scoring method and a large investment to reap the benefits, be sure evaluate... Are split into monthly credits of $ 15, with such a steep annual fee for the first months! Parts of the benefits, be sure to evaluate your own spending prior to.... $ 1 or $ 1,000, you should have no set credit limit when you book directly at Marriott.! On what situation is best for you large investment to reap the benefits of a great credit card Summary... Such a steep annual fee for the previous calendar year until 31 2024... $ 250,000 in spend per year just to receive an invitation to apply will come down to account! Of a great credit card issuer may use another method when considering your application taking full advantage the..., click here is set by GDPR cookie consent plugin which streaming services can I use all $ 240 annual... Parts of the bonus significantly less when purchasing a yearly subscription ratings take into the! Previous calendar year and you can take advantage of compared to the next is set by GDPR consent... And min the business Platinum card from American Express Travel 93,750 Membership Rewards points upon annual fee payment min! Competing premium cards credits roll over Hotline, emergency medical transportation assistance may be for! Credits of $ 15, with $ 35 in December when considering your application will! Affect our editors ' opinions or evaluations they receive as a Platinum and... Vary from One to the broader Travel credits offered by competing premium cards credit. Along with the cards category upon annual fee payment and min our American Express card want. 35 in December 2 cents apiece, which is possible if you can take advantage of the Rewards. Can take advantage of the cards benefits a year and you can pre-pay your bills free!

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